Describe the most ambitious DIY project you’ve ever taken on.
When we moved into home putting together shelves and furniture that was flat packed. DIY has challenges. Patience is a virtue.

Describe the most ambitious DIY project you’ve ever taken on.
When we moved into home putting together shelves and furniture that was flat packed. DIY has challenges. Patience is a virtue.

If you could permanently ban a word from general usage, which one would it be? Why?
Try means that you are covering failure. When you say I will try …..likelyhood is no or failure.

What is the biggest challenge you will face in the next six months?
Looking forward to the challenge of travelling throughout Italy and Croatia. Meeting family and friends and discovering new places. Enjoying the beauty of travel.

What advice would you give to your teenage self?
Go for it. Take a chance . Have a go. Do not worry what other people think.

What bores you?
Wasted Talent and No Ambition.
I find this frustrating. Nothing worse than wasted talent and no ambition.

What is your favorite drink?
Absolutely love coffee. Expresso, Cappocinno, Flat White, Machiaoto, Piccolo Latte and Latte. Wow the choices are many. I will drink all of them depending on the time of day and how I feel.

Who are your favorite people to be around?
My favourite people to be around are family.I love to be around my wife Frances and daughters Sophia and Olivia. They fill me with joy and hope. They are my shining light and energy.

Tell us about your favorite pair of shoes, and where they’ve taken you.
They have taken me all over Europe and Australia.

Share one of the best gifts you’ve ever received.
Out of the night that covers me,
Black as the pit from pole to pole,
I thank whatever gods may be
For my unconquerable soul.
In the fell clutch of circumstance
I have not winced nor cried aloud.
Under the bludgeonings of chance
My head is bloody, but unbowed.
Beyond this place of wrath and tears
Looms but the Horror of the shade,
And yet the menace of the years
Finds and shall find me unafraid.
It matters not how strait the gate,
How charged with punishments the scroll,
I am the master of my fate,
I am the captain of my soul.

Write about your approach to budgeting.
Planning is the strategic, long-term process of setting organizational or personal financial goals (3–5 years), while budgeting is the tactical, short-term (usually annual/monthly) breakdown of how to achieve those goals through income and expense allocation. Effective budgeting involves tracking expenses, identifying savings, and adjusting to, ensuring financial control.
